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What is the insurance excess?

Insurance excess for a car subscription is the amount you need to pay out-of-pocket if you make a claim for damage or loss of the vehicle. It’s a standard component of car insurance policies, including those bundled with car subscriptions.

Here’s how it works

  • Standard Excess: This is the fixed amount you agree to pay when you make a claim. It could be a set sum or a percentage of the claim amount.
  • At-Fault Excess: If you’re involved in an accident and found to be at fault, this is the amount you’ll need to pay for the damages.

The insurance excess varies based on factors such as the driving history, age, and license type, and typically ranges from $3,000 to $5,000.

Your specific excess amount will be calculated and shown during the claim application process.

For full details refer to our latest terms and conditions.

You can subscribe to a Carbar vehicle online, anytime. 

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